3085 Upper Main StValatieNY12184








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Valatie at 3085 Upper Main St, Valatie, NY, 12184 offers $3,203/mo rent that, after a $1,640/mo payment, leaves $966/mo cash flow. Total monthly income is $3,203/mo, and annual cash flow is $11,587/yr on $111,053 cash. Return on cash invested measures 30.34% in year one, and rental yield stands at 11.47% at a $335,000 entry. Equity gained on principal adds $2,162/yr while 5% annual appreciation compounds into $92,554 by year five. Five-year ROI records 159.45% and total cumulative return in cash reaches $177,068. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,203/mo property income versus a $1,640/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1845
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12184, Valatie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,504 (100%) |
| Owner Occupied HU | 2,363 (67.4%) |
| Renter Occupied HU | 686 (19.6%) |
| Vacant Housing Units | 455 (13.0%) |
| Median Home Value | $371,991 |
| Average Home Value | $474,466 |
Housing Distribution
Address Breakdown
Residential
2,702
Single Family
2,636
Multi-Family
66
Businesses
180
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Listed by: Kari Van Buren • Berkshire Hathaway HomeService
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #155905
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