30802 S Coast Hwy #K44Laguna BeachCA92651
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 30802 S Coast Hwy #K44, Laguna Beach, CA, 92651 in Laguna Beach is a conservative rental investment at $675,000. Rental yield 6.37%. A 1.18 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $186,490; $6,217/yr in principal paydown supplements. Total projected return: $217,860.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(593) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,583 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
8,196 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92651, Laguna Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,340 (100%) |
| Owner Occupied HU | 6,667 (50.0%) |
| Renter Occupied HU | 4,381 (32.8%) |
| Vacant Housing Units | 2,292 (17.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,848,328 |
Housing Distribution
Address Breakdown
Residential
12,781
Single Family
11,507
Multi-Family
1,274
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
8,196 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92651, Laguna Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,340 (100%) |
| Owner Occupied HU | 6,667 (50.0%) |
| Renter Occupied HU | 4,381 (32.8%) |
| Vacant Housing Units | 2,292 (17.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,848,328 |
Housing Distribution
Address Breakdown
Residential
12,781
Single Family
11,507
Multi-Family
1,274
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janet Cox • EXP REALTY OF SOUTHERN CA. INC
Mls Name: CRMLS
Mls ID: #IG25179313