3080 Smallman St #PENTHOUSE 10-11PittsburghPA15201
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3080 Smallman St #PENTHOUSE 10-11, Pittsburgh, PA, 15201 in Pittsburgh worth study. Rental yield 1.22%. The 1.22% gross yield is below cash-flow benchmarks at $1,595,000, but 5% annual appreciation, adding $440,669 over five years, frames this as a capital growth position. Rent of $1,620/mo partially offsets the $7,172/mo payment. Ziffy Mortgage finances appreciation-play properties (0.23 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 7.2% |
| Monthly Cash Flow | $(9,985) | $450 |
City averages based on Pittsburgh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $10,970 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1871
0.53 Acres lot
$N/A/sqft
$1,153 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15201, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,276 (100%) |
| Owner Occupied HU | 3,598 (43.5%) |
| Renter Occupied HU | 3,731 (45.1%) |
| Vacant Housing Units | 947 (11.4%) |
| Median Home Value | $342,541 |
| Average Home Value | $391,736 |
Housing Distribution
Address Breakdown
Residential
7,654
Single Family
6,426
Multi-Family
1,228
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1871
0.53 Acres lot
$N/A/sqft
$1,153 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15201, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,276 (100%) |
| Owner Occupied HU | 3,598 (43.5%) |
| Renter Occupied HU | 3,731 (45.1%) |
| Vacant Housing Units | 947 (11.4%) |
| Median Home Value | $342,541 |
| Average Home Value | $391,736 |
Housing Distribution
Address Breakdown
Residential
7,654
Single Family
6,426
Multi-Family
1,228
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Austin Rusert • COLDWELL BANKER REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1685513
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.