308 W Maple StNew PlymouthID83655
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.12% yield at 308 W Maple St, New Plymouth, ID, 83655 in New Plymouth is solid, but the $1,605/mo payment compresses net cash flow to $65/mo at $357,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $98,633 by year five, and $3,288/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.32) without U.S. income documentation. Total projected return: $138,925.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.5% |
| Monthly Cash Flow | $65 | $350 |
City averages based on New Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,119 |
| Total Monthly Debt Service | $1,912 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83655, New Plymouth, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,886 (100%) |
| Owner Occupied HU | 1,491 (79.1%) |
| Renter Occupied HU | 314 (16.6%) |
| Vacant Housing Units | 81 ( 4.3%) |
| Median Home Value | $402,951 |
| Average Home Value | $482,701 |
Housing Distribution
Address Breakdown
Residential
1,622
Single Family
1,622
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83655, New Plymouth, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,886 (100%) |
| Owner Occupied HU | 1,491 (79.1%) |
| Renter Occupied HU | 314 (16.6%) |
| Vacant Housing Units | 81 ( 4.3%) |
| Median Home Value | $402,951 |
| Average Home Value | $482,701 |
Housing Distribution
Address Breakdown
Residential
1,622
Single Family
1,622
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: IMLS
Mls ID: #98976412