308 Vine StHawleyPA18428
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 308 Vine St, Hawley, PA, 18428 in Hawley earns a 9.87% gross yield at $329,900. Rent of $2,714/mo nets $553/mo after the $1,483/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $91,145 and $3,038/yr in equity accumulation project a total cumulative return of $161,167.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $553 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,714 |
| Total Monthly Debt Service | $2,031 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Elizabeth Tigue • Keller Williams RE Hawley
Mls Name: PWAR
Mls ID: #PW252394