308 Sidesaddle CirScotts ValleyCA95066








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Scotts Valley at 308 Sidesaddle Cir, Scotts Valley, CA, 95066 with 5% annual appreciation on a $1,349,000 basis while $5,142/mo rent supports operations. 57% in year one. Equity gained on principal adds $8,705/yr, and five-year appreciation sums $372,704 alongside rental yield of 4.57%. Five-year ROI measures 58.05% and total cumulative return in cash totals $253,719. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $5,142/mo property income versus a $6,603/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1995
2,396 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95066, Scotts Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,285 (100%) |
| Owner Occupied HU | 4,359 (69.4%) |
| Renter Occupied HU | 1,492 (23.7%) |
| Vacant Housing Units | 434 ( 6.9%) |
| Median Home Value | $1,256,719 |
| Average Home Value | $1,286,710 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
5,786
Multi-Family
288
Businesses
724
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Listed by: Gisele Sasso • David Lyng Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82020046








