308 S 12th AveSt CharlesIL60174








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in St Charles at 308 S 12th Ave, St Charles, IL, 60174 earns $712/mo cash flow from $3,313/mo rent with a $1,835/mo payment. Total monthly income totals $3,313/mo, and annual cash flow totals $8,548/yr on $124,313 capital. ROI tracks 26.79% on current figures, and rental yield reads 10.6% at a $375,000 purchase. Equity gained on principal adds $2,420/yr, and 5% annual appreciation supports $103,606 over five years. Five-year ROI reaches 140.72% and total cumulative return in cash sums $174,927. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,313/mo property income instead of your personal income.
Single Family
Built in 1955
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60174, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,039 (100%) |
| Owner Occupied HU | 9,143 (65.1%) |
| Renter Occupied HU | 4,174 (29.7%) |
| Vacant Housing Units | 722 ( 5.1%) |
| Median Home Value | $401,856 |
| Average Home Value | $449,093 |
Housing Distribution
Address Breakdown
Residential
13,500
Single Family
11,036
Multi-Family
2,464
Businesses
2,071
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Listed by: Michael Thornton • Keller Williams Premiere Properties
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12466374








