308 Ltc Paul Finken StEarlingIA51530
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play308 Ltc Paul Finken St, Earling, IA, 51530 in Earling is priced for appreciation, not yield. Rental yield 0%. At $165,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $45,586 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Earling market data in our database. Property projections are estimates.
Single Family
Built in 1972
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51530, Earling, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 263 (75.8%) |
| Renter Occupied HU | 50 (14.4%) |
| Vacant Housing Units | 34 ( 9.8%) |
| Median Home Value | $187,500 |
| Average Home Value | $210,029 |
Housing Distribution
Address Breakdown
Residential
151
Single Family
151
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51530, Earling, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 347 (100%) |
| Owner Occupied HU | 263 (75.8%) |
| Renter Occupied HU | 50 (14.4%) |
| Vacant Housing Units | 34 ( 9.8%) |
| Median Home Value | $187,500 |
| Average Home Value | $210,029 |
Housing Distribution
Address Breakdown
Residential
151
Single Family
151
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices