308 Hardin Mill RdJudsoniaAR72081
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 308 Hardin Mill Rd, Judsonia, AR, 72081 in Judsonia at $349,900 earns $2,146/mo in rent and nets $42/mo after the $1,573/mo payment, a 7.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,671 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $3,223/yr in principal paydown, total projected return reaches $135,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $42 | $300 |
City averages based on Judsonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,146 |
| Total Monthly Debt Service | $1,964 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
4.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72081, Judsonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,195 (100%) |
| Owner Occupied HU | 2,146 (67.2%) |
| Renter Occupied HU | 707 (22.1%) |
| Vacant Housing Units | 342 (10.7%) |
| Median Home Value | $171,941 |
| Average Home Value | $188,197 |
Housing Distribution
Address Breakdown
Residential
2,990
Single Family
2,978
Multi-Family
12
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
4.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72081, Judsonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,195 (100%) |
| Owner Occupied HU | 2,146 (67.2%) |
| Renter Occupied HU | 707 (22.1%) |
| Vacant Housing Units | 342 (10.7%) |
| Median Home Value | $171,941 |
| Average Home Value | $188,197 |
Housing Distribution
Address Breakdown
Residential
2,990
Single Family
2,978
Multi-Family
12
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices