308 E Mesa AvePuebloCO81006
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 308 E Mesa Ave, Pueblo, CO, 81006 in Pueblo at $304,500, 3.76% gross yield, is a market-growth asset. Rental yield 3.76%. The $954/mo rent partially funds the $1,369/mo debt service; the core return is the 5%/yr price growth projected to add $84,128 over five years. Ziffy Mortgage's DSCR mortgage (0.70) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $62,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 12.0% |
| Monthly Cash Flow | $(821) | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81006, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,220 (100%) |
| Owner Occupied HU | 3,876 (74.3%) |
| Renter Occupied HU | 1,010 (19.3%) |
| Vacant Housing Units | 334 ( 6.4%) |
| Median Home Value | $382,970 |
| Average Home Value | $457,152 |
Housing Distribution
Address Breakdown
Residential
4,742
Single Family
4,742
Multi-Family
0
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81006, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,220 (100%) |
| Owner Occupied HU | 3,876 (74.3%) |
| Renter Occupied HU | 1,010 (19.3%) |
| Vacant Housing Units | 334 ( 6.4%) |
| Median Home Value | $382,970 |
| Average Home Value | $457,152 |
Housing Distribution
Address Breakdown
Residential
4,742
Single Family
4,742
Multi-Family
0
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices