308 Church StViennaGA31092
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Vienna rentals match the income profile of 308 Church St, Vienna, GA, 31092. Listed at $244,900, gross rent is $2,219/mo and net cash flow is $728/mo, a 10.87% yield well above national averages. DSCR 2.02 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $67,661 by year five with $2,256/yr in annual principal reduction, projecting $139,687 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 10.0% |
| Monthly Cash Flow | $728 | $400 |
City averages based on Vienna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,219 |
| Total Monthly Debt Service | $1,393 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31092, Vienna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,902 (100%) |
| Owner Occupied HU | 1,652 (56.9%) |
| Renter Occupied HU | 766 (26.4%) |
| Vacant Housing Units | 484 (16.7%) |
| Median Home Value | $118,529 |
| Average Home Value | $161,415 |
Housing Distribution
Address Breakdown
Residential
2,034
Single Family
2,034
Multi-Family
0
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31092, Vienna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,902 (100%) |
| Owner Occupied HU | 1,652 (56.9%) |
| Renter Occupied HU | 766 (26.4%) |
| Vacant Housing Units | 484 (16.7%) |
| Median Home Value | $118,529 |
| Average Home Value | $161,415 |
Housing Distribution
Address Breakdown
Residential
2,034
Single Family
2,034
Multi-Family
0
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices