308 Abyhara Ave #308SeffnerFL33584
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 308 Abyhara Ave #308, Seffner, FL, 33584 in Seffner at $105,900 earns $827/mo in rent and nets $124/mo after the $476/mo payment, a 9.37% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $29,258 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $975/yr in principal paydown, total projected return reaches $48,395.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $124 | $210 |
City averages based on Seffner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $827 |
| Total Monthly Debt Service | $661 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices