3074 Oakbridge Dr #3074San JoseCA95121
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3074 Oakbridge Dr #3074, San Jose, CA, 95121 in San Jose. At $360,000 it earns $2,499/mo in rent and distributes $272/mo to the owner after the $1,707/mo payment, a consistent 8.33% yield. DSCR 1.46 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $99,461 in value; $3,018/yr in principal paydown compounds ownership stake. Total projected return: $147,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $272 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,499 |
| Total Monthly Debt Service | $2,172 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82060618
