3072 Route 49WestfieldPA16950
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3072 Route 49, Westfield, PA, 16950 in Westfield, $109,900, 9.08% gross yield, $112/mo net income. Consider it a market-entry position, the $859/mo rent covers the $494/mo payment with a margin, and 5%/yr appreciation is projected to add $30,363 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.74) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $50,800.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $112 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $859 |
| Total Monthly Debt Service | $676 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16950, Westfield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,140 (100%) |
| Owner Occupied HU | 1,084 (50.7%) |
| Renter Occupied HU | 386 (18.0%) |
| Vacant Housing Units | 670 (31.3%) |
| Median Home Value | $166,150 |
| Average Home Value | $224,643 |
Housing Distribution
Address Breakdown
Residential
1,544
Single Family
1,492
Multi-Family
52
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16950, Westfield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,140 (100%) |
| Owner Occupied HU | 1,084 (50.7%) |
| Renter Occupied HU | 386 (18.0%) |
| Vacant Housing Units | 670 (31.3%) |
| Median Home Value | $166,150 |
| Average Home Value | $224,643 |
Housing Distribution
Address Breakdown
Residential
1,544
Single Family
1,492
Multi-Family
52
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara Saxbury • Cowanesque Lake Realty LLC
Mls Name: Northern Mountains of Pennsylvania MLS
Mls Provider:
Mls ID: #31722502
Disclaimer: Copyright North Central Penn Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.