307 Watervliet AveDaytonOH45420
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 307 Watervliet Ave, Dayton, OH, 45420 in Dayton. At $155,900 it earns $1,352/mo in rent and distributes $327/mo to the owner after the $701/mo payment, a consistent 10.41% yield. DSCR 1.93 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $43,072 in value; $1,436/yr in principal paydown compounds ownership stake. Total projected return: $80,401.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 8.1% |
| Monthly Cash Flow | $327 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,352 |
| Total Monthly Debt Service | $963 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
5,919 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
5,919 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices