307 Washington RdVolgaSD57071
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 307 Washington Rd, Volga, SD, 57071 in Volga is a conservative rental investment at $329,900. Rental yield 7.38%. A 1.37 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $91,145; $3,038/yr in principal paydown supplements. Total projected return: $121,639.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(57) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,028 |
| Total Monthly Debt Service | $1,954 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57071, Volga, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,439 (100%) |
| Owner Occupied HU | 970 (67.4%) |
| Renter Occupied HU | 352 (24.5%) |
| Vacant Housing Units | 117 ( 8.1%) |
| Median Home Value | $288,702 |
| Average Home Value | $317,673 |
Housing Distribution
Address Breakdown
Residential
1,270
Single Family
1,216
Multi-Family
54
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57071, Volga, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,439 (100%) |
| Owner Occupied HU | 970 (67.4%) |
| Renter Occupied HU | 352 (24.5%) |
| Vacant Housing Units | 117 ( 8.1%) |
| Median Home Value | $288,702 |
| Average Home Value | $317,673 |
Housing Distribution
Address Breakdown
Residential
1,270
Single Family
1,216
Multi-Family
54
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: East Central South Dakota BOR
Mls ID: #26-143