307 W Monroe StPleasantvilleIA50225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 307 W Monroe St, Pleasantville, IA, 50225 in Pleasantville earns a 11.05% gross yield at $167,000. Rent of $1,537/mo nets $453/mo after the $751/mo mortgage. The 2.05 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,139 and $1,538/yr in equity accumulation project a total cumulative return of $92,662.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.0% |
| Monthly Cash Flow | $453 | $300 |
City averages based on Pleasantville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,537 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
4,351 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50225, Pleasantville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 932 (76.0%) |
| Renter Occupied HU | 226 (18.4%) |
| Vacant Housing Units | 68 ( 5.5%) |
| Median Home Value | $265,873 |
| Average Home Value | $301,347 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,015
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
4,351 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50225, Pleasantville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 932 (76.0%) |
| Renter Occupied HU | 226 (18.4%) |
| Vacant Housing Units | 68 ( 5.5%) |
| Median Home Value | $265,873 |
| Average Home Value | $301,347 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,015
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ROD HORSMAN • Iowa Realty Indianola
Mls Name: DMMLS
Mls ID: #723296