307 W 7th StSaint ElmoIL62458
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 307 W 7th St, Saint Elmo, IL, 62458 in Saint Elmo is capital appreciation. Rental yield 0%. The 0% gross yield at $125,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $34,535 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $1,200 |
City averages based on Saint Elmo market data in our database. Property projections are estimates.
Manufactured
Built in 1996
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62458, Saint Elmo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 936 (100%) |
| Owner Occupied HU | 682 (72.9%) |
| Renter Occupied HU | 134 (14.3%) |
| Vacant Housing Units | 120 (12.8%) |
| Median Home Value | $134,821 |
| Average Home Value | $172,262 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
848
Multi-Family
35
Businesses
61
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62458, Saint Elmo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 936 (100%) |
| Owner Occupied HU | 682 (72.9%) |
| Renter Occupied HU | 134 (14.3%) |
| Vacant Housing Units | 120 (12.8%) |
| Median Home Value | $134,821 |
| Average Home Value | $172,262 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
848
Multi-Family
35
Businesses
61
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Jill Wendling • RE/MAX Key Advantage
Mls Name: CIBR
Mls ID: #6257099