307 Prospect StCombined LocksWI54113
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 307 Prospect St, Combined Locks, WI, 54113 in Combined Locks: $2,262/mo in rent, $316/mo in net income, 9.36% gross yield, 1.73 DSCR, all at $289,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $80,094 in appreciation and $2,670/yr in principal paydown projects total cumulative return of $130,956.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $316 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,262 |
| Total Monthly Debt Service | $1,830 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54113, Combined Locks, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,515 (100%) |
| Owner Occupied HU | 1,271 (83.9%) |
| Renter Occupied HU | 209 (13.8%) |
| Vacant Housing Units | 35 ( 2.3%) |
| Median Home Value | $328,853 |
| Average Home Value | $335,840 |
Housing Distribution
Address Breakdown
Residential
1,417
Single Family
1,417
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54113, Combined Locks, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,515 (100%) |
| Owner Occupied HU | 1,271 (83.9%) |
| Renter Occupied HU | 209 (13.8%) |
| Vacant Housing Units | 35 ( 2.3%) |
| Median Home Value | $328,853 |
| Average Home Value | $335,840 |
Housing Distribution
Address Breakdown
Residential
1,417
Single Family
1,417
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Haese • Century 21 Ace Realty
Mls Name: RANW
Mls ID: #50316311