307 New St WKampsvilleIL62053
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 307 New St W, Kampsville, IL, 62053 in Kampsville speaks for itself: 29.12% gross on a $100,000 price, generating $2,426/mo in rent and $1,733/mo in net income after the $450/mo debt service. DSCR 5.39, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,793 stacks alongside $27,628 in projected five-year appreciation and $921/yr in principal reduction. Projected total cumulative return: $149,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 29.1% | 6.0% |
| Monthly Cash Flow | $1,733 | $300 |
City averages based on Kampsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,426 |
| Total Monthly Debt Service | $654 |
| DSCR Ratio | 3.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
8,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62053, Kampsville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 292 (100%) |
| Owner Occupied HU | 172 (58.9%) |
| Renter Occupied HU | 24 ( 8.2%) |
| Vacant Housing Units | 96 (32.9%) |
| Median Home Value | $123,810 |
| Average Home Value | $148,299 |
Housing Distribution
Address Breakdown
Residential
215
Single Family
215
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
8,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62053, Kampsville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 292 (100%) |
| Owner Occupied HU | 172 (58.9%) |
| Renter Occupied HU | 24 ( 8.2%) |
| Vacant Housing Units | 96 (32.9%) |
| Median Home Value | $123,810 |
| Average Home Value | $148,299 |
Housing Distribution
Address Breakdown
Residential
215
Single Family
215
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices