307 Ideauma RdDe Kalb JunctionNY13630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 307 Ideauma Rd, De Kalb Junction, NY, 13630 in De Kalb Junction speaks for itself: 13.7% gross on a $121,000 price, generating $1,381/mo in rent and $573/mo in net income after the $544/mo debt service. DSCR 2.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,878 stacks alongside $33,430 in projected five-year appreciation and $1,114/yr in principal reduction. Projected total cumulative return: $83,053.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.2% |
| Monthly Cash Flow | $573 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $760 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13630, De Kalb Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 586 (100%) |
| Owner Occupied HU | 421 (71.8%) |
| Renter Occupied HU | 101 (17.2%) |
| Vacant Housing Units | 64 (10.9%) |
| Median Home Value | $141,447 |
| Average Home Value | $182,904 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
425
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13630, De Kalb Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 586 (100%) |
| Owner Occupied HU | 421 (71.8%) |
| Renter Occupied HU | 101 (17.2%) |
| Vacant Housing Units | 64 (10.9%) |
| Median Home Value | $141,447 |
| Average Home Value | $182,904 |
Housing Distribution
Address Breakdown
Residential
439
Single Family
425
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices