307 E Gravers LnPhiladelphiaPA19118
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 307 E Gravers Ln, Philadelphia, PA, 19118 in Philadelphia. Rental yield 6.05%. The 1.12 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $214,118 and $7,138/yr in principal reduction project total return of $219,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.8% |
| Monthly Cash Flow | $(1,171) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,907 |
| Total Monthly Debt Service | $4,770 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
2,467 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19118, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,854 (100%) |
| Owner Occupied HU | 2,265 (46.7%) |
| Renter Occupied HU | 2,245 (46.3%) |
| Vacant Housing Units | 344 ( 7.1%) |
| Median Home Value | $641,678 |
| Average Home Value | $768,092 |
Housing Distribution
Address Breakdown
Residential
4,581
Single Family
3,189
Multi-Family
1,392
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
2,467 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19118, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,854 (100%) |
| Owner Occupied HU | 2,265 (46.7%) |
| Renter Occupied HU | 2,245 (46.3%) |
| Vacant Housing Units | 344 ( 7.1%) |
| Median Home Value | $641,678 |
| Average Home Value | $768,092 |
Housing Distribution
Address Breakdown
Residential
4,581
Single Family
3,189
Multi-Family
1,392
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2621068