30680 Loma Chiquita RdLos GatosCA95033
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 30680 Loma Chiquita Rd, Los Gatos, CA, 95033 in Los Gatos earns a 9.08% gross yield at $900,000. Rent of $6,808/mo nets $1,240/mo after the $4,266/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $248,653 and $7,545/yr in equity accumulation project a total cumulative return of $404,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $1,240 | $1,200 |
City averages based on Los Gatos market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,808 |
| Total Monthly Debt Service | $5,429 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95033, Los Gatos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,003 (100%) |
| Owner Occupied HU | 2,963 (74.0%) |
| Renter Occupied HU | 689 (17.2%) |
| Vacant Housing Units | 351 ( 8.8%) |
| Median Home Value | $1,687,255 |
| Average Home Value | $1,655,553 |
Housing Distribution
Address Breakdown
Residential
3,624
Single Family
3,621
Multi-Family
3
Businesses
22
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82054756
