3062 Fossil Trail WalkSacramentoCA95833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3062 Fossil Trail Walk, Sacramento, CA, 95833 in Sacramento speaks for itself: 11.89% gross on a $539,000 price, generating $5,340/mo in rent and $1,460/mo in net income after the $2,424/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,517 stacks alongside $148,916 in projected five-year appreciation and $4,964/yr in principal reduction. Projected total cumulative return: $300,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 4.8% |
| Monthly Cash Flow | $1,460 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,340 |
| Total Monthly Debt Service | $3,666 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
1,442 sqft lot
$N/A/sqft
$284 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
1,442 sqft lot
$N/A/sqft
$284 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices