30605 E Camryn Way #D-20Government CampOR97028
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 30605 E Camryn Way #D-20, Government Camp, OR, 97028 in Government Camp is capital appreciation. Rental yield 1.76%. The 1.76% gross yield at $695,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $192,016 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.33) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $58,780.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.2% |
| Monthly Cash Flow | $(3,695) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $3,919 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97028, Government Camp, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 981 (100%) |
| Owner Occupied HU | 64 ( 6.5%) |
| Renter Occupied HU | 38 ( 3.9%) |
| Vacant Housing Units | 879 (89.6%) |
| Median Home Value | $425,641 |
| Average Home Value | $366,250 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97028, Government Camp, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 981 (100%) |
| Owner Occupied HU | 64 ( 6.5%) |
| Renter Occupied HU | 38 ( 3.9%) |
| Vacant Housing Units | 879 (89.6%) |
| Median Home Value | $425,641 |
| Average Home Value | $366,250 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krista Britton • Real Broker
Mls Name: RMLS (OR)
Mls ID: #437766765