306 W Porter AveFullertonCA92832
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 306 W Porter Ave, Fullerton, CA, 92832 in Fullerton fits: $997,000, 4.94% gross yield, and a projected 5% annual appreciation rate adding $275,453 in value within five years. Rental yield 4.94%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.92) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,182/yr in principal paydown and $275,453 in appreciation project a total return of $245,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.0% |
| Monthly Cash Flow | $(2,065) | $1,500 |
City averages based on Fullerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,103 |
| Total Monthly Debt Service | $5,771 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92832, Fullerton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,817 (100%) |
| Owner Occupied HU | 3,231 (32.9%) |
| Renter Occupied HU | 6,018 (61.3%) |
| Vacant Housing Units | 568 ( 5.8%) |
| Median Home Value | $794,072 |
| Average Home Value | $841,968 |
Housing Distribution
Address Breakdown
Residential
9,540
Single Family
7,083
Multi-Family
2,457
Businesses
1,169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92832, Fullerton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,817 (100%) |
| Owner Occupied HU | 3,231 (32.9%) |
| Renter Occupied HU | 6,018 (61.3%) |
| Vacant Housing Units | 568 ( 5.8%) |
| Median Home Value | $794,072 |
| Average Home Value | $841,968 |
Housing Distribution
Address Breakdown
Residential
9,540
Single Family
7,083
Multi-Family
2,457
Businesses
1,169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Johanna Ruiz • Prestige Real Estate Group
Mls Name: CRMLS
Mls ID: #PW26017625