








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Saint Simons Island at 306 Reserve Ln, Saint Simons Island, GA, 31522 with 5% annual appreciation on a $545,900 basis while $4,530/mo rent supports operations. Total monthly income totals $4,530/mo and a $2,672/mo payment preserves $1,207/mo for cash returns. Annual cash flow comes to $14,490/yr on $179,601 deployed, and return on cash invested reaches 28.13% in year one. Equity gained on principal adds $3,523/yr, and five-year appreciation sums $150,822 alongside rental yield of 9.96%. Five-year ROI measures 146.76% and total cumulative return in cash totals $263,574.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,530/mo property income versus a $2,672/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Townhouse
Built in 2014
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 31522, Saint Simons Island, GA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,280 (100%) |
| Owner Occupied HU | 6,783 (55.2%) |
| Renter Occupied HU | 1,468 (12.0%) |
| Vacant Housing Units | 4,029 (32.8%) |
| Median Home Value | $607,719 |
| Average Home Value | $700,965 |
Residential
11,268
Single Family
9,782
Multi-Family
1,486
Businesses
1,233
Date | Event | Price |
|---|---|---|
| 2025-09-01 | Listed for sale | $545,900 |
| 2025-09-01 | Listing removed | $549,900 |
| 2025-05-23 | Listed for sale | $549,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-09-02 | $4502.94 | 26.62% | $183,240 | 29.22% |
| 2022-09-02 | $3556.20 | 7.94% | $141,800 | 11.30% |
| 2021-09-02 | $3294.56 | N/A | $127,400 | N/A |



Listed by: Christine Radford • Marsh Life Realty, LLC
Mls Name: GIAOR
Mls ID: #1656417
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.