306 Ranch RdTaylorAZ85939
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.28% yield at 306 Ranch Rd, Taylor, AZ, 85939 in Taylor is solid, but the $1,560/mo payment compresses net cash flow to $52/mo at $329,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $90,897 by year five, and $2,758/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.28) without U.S. income documentation. Total projected return: $121,530.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $52 | $150 |
City averages based on Taylor market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,997 |
| Total Monthly Debt Service | $1,894 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85939, Taylor, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,486 (100%) |
| Owner Occupied HU | 1,098 (73.9%) |
| Renter Occupied HU | 274 (18.4%) |
| Vacant Housing Units | 114 ( 7.7%) |
| Median Home Value | $399,170 |
| Average Home Value | $387,281 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
99
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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