306 N Ash AveDemopolisAL36732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.07% yield at 306 N Ash Ave, Demopolis, AL, 36732 in Demopolis is solid, but the $450/mo payment compresses net cash flow to $192/mo at $100,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $27,628 by year five, and $921/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.68) without U.S. income documentation. Total projected return: $49,985.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.5% |
| Monthly Cash Flow | $192 | $400 |
City averages based on Demopolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $756 |
| Total Monthly Debt Service | $525 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36732, Demopolis, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,874 (100%) |
| Owner Occupied HU | 2,071 (53.5%) |
| Renter Occupied HU | 1,303 (33.6%) |
| Vacant Housing Units | 500 (12.9%) |
| Median Home Value | $238,005 |
| Average Home Value | $225,221 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,236
Multi-Family
201
Businesses
519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36732, Demopolis, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,874 (100%) |
| Owner Occupied HU | 2,071 (53.5%) |
| Renter Occupied HU | 1,303 (33.6%) |
| Vacant Housing Units | 500 (12.9%) |
| Median Home Value | $238,005 |
| Average Home Value | $225,221 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,236
Multi-Family
201
Businesses
519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices