306 Debbie StColchesterIL62326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Colchester at 306 Debbie St, Colchester, IL, 62326 offers $844/mo rent that, after a $526/mo payment, leaves $99/mo cash flow. Total monthly income is $844/mo, and annual cash flow is $1,182/yr on $35,636 cash. Return on cash invested measures 23.23% in year one, and rental yield stands at 9.42% at a $107,500 entry. Equity gained on principal adds $694/yr while 5% annual appreciation compounds into $29,700 by year five. Five-year ROI records 121.71% and total cumulative return in cash reaches $43,375. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $844/mo property income versus a $526/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1972
9,490 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62326, Colchester, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,200 (100%) |
| Owner Occupied HU | 897 (74.7%) |
| Renter Occupied HU | 180 (15.0%) |
| Vacant Housing Units | 123 (10.2%) |
| Median Home Value | $106,565 |
| Average Home Value | $154,448 |
Housing Distribution
Address Breakdown
Residential
891
Single Family
891
Multi-Family
0
Businesses
53
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Listed by: Haley Dixon • Crossroads Real Estate
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #PA1253955
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.