3058 Pua Nani StLihueHI96766
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3058 Pua Nani St, Lihue, HI, 96766 in Lihue. At $975,000, it earns $5,598/mo in rent, maintains a 6.89% gross yield, and nets $46/mo after the $4,622/mo mortgage. The 1.21 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $269,375 and $8,173/yr in principal reduction project total return of $352,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 7.0% |
| Monthly Cash Flow | $46 | $2,500 |
City averages based on Lihue market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,598 |
| Total Monthly Debt Service | $5,402 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
9,668 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96766, Lihue, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,037 (100%) |
| Owner Occupied HU | 3,422 (56.7%) |
| Renter Occupied HU | 2,114 (35.0%) |
| Vacant Housing Units | 501 ( 8.3%) |
| Median Home Value | $840,429 |
| Average Home Value | $905,465 |
Housing Distribution
Address Breakdown
Residential
5,247
Single Family
4,433
Multi-Family
814
Businesses
1,423
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
