3057 Truman St, Columbia, SC, 29204 | $285/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at 3057 Truman St, Columbia, SC, 29204 offers a 9.47% rental yield on a $147,000 purchase with $1,160/mo rent. Total monthly income registers $1,160/mo, and a $719/mo payment leaves $285/mo available for distribution. Annual cash flow reaches $3,425/yr on $48,731 to close, and return on cash invested stands at 26.94% in year one. Equity gained on principal adds $949/yr while 5% annual appreciation supports $40,613 over five years. Portfolio math shows five-year ROI at 140.29% and total cumulative return in cash at $68,364. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,160/mo property income against a $719/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1954

7,405 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29204, Columbia, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,285 (100%)
Owner Occupied HU	4,798 (51.7%)
Renter Occupied HU	3,184 (34.3%)
Vacant Housing Units	1,303 (14.0%)
Median Home Value	$238,178
Average Home Value	$299,340