3056 Bentley DrUpatoiGA31829
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3056 Bentley Dr, Upatoi, GA, 31829 in Upatoi: $4,302/mo in rent, $1,417/mo net, 10.89% gross yield, all on a $474,000 acquisition. The 2.02 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $130,957 in value, and $4,366/yr in principal paydown steadily builds equity. Projected total cumulative return: $270,789.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $1,417 | $250 |
City averages based on Upatoi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,302 |
| Total Monthly Debt Service | $2,696 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
128 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31829, Upatoi, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 608 (100%) |
| Owner Occupied HU | 536 (88.2%) |
| Renter Occupied HU | 29 ( 4.8%) |
| Vacant Housing Units | 43 ( 7.1%) |
| Median Home Value | $361,130 |
| Average Home Value | $378,825 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
630
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
128 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31829, Upatoi, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 608 (100%) |
| Owner Occupied HU | 536 (88.2%) |
| Renter Occupied HU | 29 ( 4.8%) |
| Vacant Housing Units | 43 ( 7.1%) |
| Median Home Value | $361,130 |
| Average Home Value | $378,825 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
630
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices