3050 Yulupa AveSanta RosaCA95405
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 3050 Yulupa Ave, Santa Rosa, CA, 95405 in Santa Rosa. Rental yield 7.77%. The 1.44 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $118,525 and $3,951/yr in principal reduction project total return of $142,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $(337) | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,777 |
| Total Monthly Debt Service | $2,943 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
435.60 sqft lot
$N/A/sqft
$460 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95405, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,438 (100%) |
| Owner Occupied HU | 5,600 (59.3%) |
| Renter Occupied HU | 3,418 (36.2%) |
| Vacant Housing Units | 420 ( 4.5%) |
| Median Home Value | $790,830 |
| Average Home Value | $850,922 |
Housing Distribution
Address Breakdown
Residential
9,209
Single Family
7,977
Multi-Family
1,232
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
435.60 sqft lot
$N/A/sqft
$460 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95405, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,438 (100%) |
| Owner Occupied HU | 5,600 (59.3%) |
| Renter Occupied HU | 3,418 (36.2%) |
| Vacant Housing Units | 420 ( 4.5%) |
| Median Home Value | $790,830 |
| Average Home Value | $850,922 |
Housing Distribution
Address Breakdown
Residential
9,209
Single Family
7,977
Multi-Family
1,232
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick Wells • Luxe Places International
Mls Name: BAREIS
Mls Provider:
Mls ID: #325037729
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.