305 Ralphs LnHessmerLA71341
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $180,000, 305 Ralphs Ln, Hessmer, LA, 71341 in Hessmer generates $1,129/mo in rent (7.53% yield) but nets only $14/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.40) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $49,731. Total projected return: $69,187.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.2% |
| Monthly Cash Flow | $14 | $450 |
City averages based on Hessmer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,129 |
| Total Monthly Debt Service | $1,043 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
17.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71341, Hessmer, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 978 (66.4%) |
| Renter Occupied HU | 320 (21.7%) |
| Vacant Housing Units | 176 (11.9%) |
| Median Home Value | $189,216 |
| Average Home Value | $198,717 |
Housing Distribution
Address Breakdown
Residential
1,103
Single Family
1,103
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
17.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71341, Hessmer, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 978 (66.4%) |
| Renter Occupied HU | 320 (21.7%) |
| Vacant Housing Units | 176 (11.9%) |
| Median Home Value | $189,216 |
| Average Home Value | $198,717 |
Housing Distribution
Address Breakdown
Residential
1,103
Single Family
1,103
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emma Rachal • Cypress Realty Of Louisiana
Mls Name: GCLRA
Mls Provider:
Mls ID: #170923
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.