305 Old State Highway 3 NBacontonGA31716
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 305 Old State Highway 3 N, Baconton, GA, 31716 in Baconton: $1,715/mo in rent, $443/mo in net income, 9.85% gross yield, 1.82 DSCR, all at $209,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $57,743 in appreciation and $1,925/yr in principal paydown projects total cumulative return of $107,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 10.0% |
| Monthly Cash Flow | $443 | $300 |
City averages based on Baconton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,715 |
| Total Monthly Debt Service | $1,189 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31716, Baconton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,139 (100%) |
| Owner Occupied HU | 736 (64.6%) |
| Renter Occupied HU | 263 (23.1%) |
| Vacant Housing Units | 140 (12.3%) |
| Median Home Value | $169,355 |
| Average Home Value | $182,157 |
Housing Distribution
Address Breakdown
Residential
915
Single Family
907
Multi-Family
8
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31716, Baconton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,139 (100%) |
| Owner Occupied HU | 736 (64.6%) |
| Renter Occupied HU | 263 (23.1%) |
| Vacant Housing Units | 140 (12.3%) |
| Median Home Value | $169,355 |
| Average Home Value | $182,157 |
Housing Distribution
Address Breakdown
Residential
915
Single Family
907
Multi-Family
8
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices