305 N Lauber WayTampaFL33609
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 305 N Lauber Way, Tampa, FL, 33609 in Tampa. At $535,000 it earns $4,375/mo in rent and distributes $825/mo to the owner after the $2,406/mo payment, a consistent 9.81% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $147,811 in value; $4,927/yr in principal paydown compounds ownership stake. Total projected return: $256,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 3.0% |
| Monthly Cash Flow | $825 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,375 |
| Total Monthly Debt Service | $3,337 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
7,590 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
7,590 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33609, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,835 (100%) |
| Owner Occupied HU | 5,516 (56.1%) |
| Renter Occupied HU | 3,587 (36.5%) |
| Vacant Housing Units | 732 ( 7.4%) |
| Median Home Value | $636,457 |
| Average Home Value | $785,260 |
Housing Distribution
Address Breakdown
Residential
8,712
Single Family
6,085
Multi-Family
2,627
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices