305 Central AveSouth WilliamsonKY41503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 305 Central Ave, South Williamson, KY, 41503 in South Williamson. Priced at $275,000, it generates $3,769/mo in gross rent and $2,096/mo in net monthly cash flow, a 16.45% yield that comfortably supports the 3.05 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,146. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $238,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 7.5% |
| Monthly Cash Flow | $2,096 | $350 |
City averages based on South Williamson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,769 |
| Total Monthly Debt Service | $1,564 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41503, South Williamson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 372 (100%) |
| Owner Occupied HU | 221 (59.4%) |
| Renter Occupied HU | 71 (19.1%) |
| Vacant Housing Units | 80 (21.5%) |
| Median Home Value | $220,402 |
| Average Home Value | $242,670 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41503, South Williamson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 372 (100%) |
| Owner Occupied HU | 221 (59.4%) |
| Renter Occupied HU | 71 (19.1%) |
| Vacant Housing Units | 80 (21.5%) |
| Median Home Value | $220,402 |
| Average Home Value | $242,670 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A