305 4th St SW, Pine Island, MN, 55963 | $186/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pine Island at 305 4th St SW, Pine Island, MN, 55963 earns $186/mo cash flow from $1,778/mo rent with a $1,248/mo payment. Total monthly income totals $1,778/mo, and annual cash flow totals $2,231/yr on $84,499 capital. ROI tracks 22.55% on current figures, and rental yield reads 8.37% at a $254,900 purchase. Equity gained on principal adds $1,645/yr, and 5% annual appreciation supports $70,424 over five years. Five-year ROI reaches 117.06% and total cumulative return in cash sums $98,916. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,778/mo property income instead of your personal income.

Single Family

Built in 1910

7,840 sqft lot

$N/A/sqft

No HOA