3047 Deer Run Dr SEDyersvilleIA52040
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3047 Deer Run Dr SE, Dyersville, IA, 52040 in Dyersville fits: $899,900, 1.44% gross yield, and a projected 5% annual appreciation rate adding $248,626 in value within five years. Rental yield 1.44%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.27) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,288/yr in principal paydown and $248,626 in appreciation project a total return of $35,836.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.0% |
| Monthly Cash Flow | $(4,764) | $300 |
City averages based on Dyersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $5,486 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52040, Dyersville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,672 (100%) |
| Owner Occupied HU | 2,064 (77.2%) |
| Renter Occupied HU | 443 (16.6%) |
| Vacant Housing Units | 165 ( 6.2%) |
| Median Home Value | $283,427 |
| Average Home Value | $306,472 |
Housing Distribution
Address Breakdown
Residential
2,589
Single Family
2,319
Multi-Family
270
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52040, Dyersville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,672 (100%) |
| Owner Occupied HU | 2,064 (77.2%) |
| Renter Occupied HU | 443 (16.6%) |
| Vacant Housing Units | 165 ( 6.2%) |
| Median Home Value | $283,427 |
| Average Home Value | $306,472 |
Housing Distribution
Address Breakdown
Residential
2,589
Single Family
2,319
Multi-Family
270
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy Demmer • American Realty of Dubuque, Inc.
Mls Name: East Central Iowa AOR
Mls Provider:
Mls ID: #151775
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.