30440 104th St ELittlerockCA93543
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Littlerock rental at 30440 104th St E, Littlerock, CA, 93543 sits in the solid-income band: 8.78% gross yield, $3,730/mo rent, $578/mo net after the $2,291/mo debt service, DSCR 1.63. Entry price of $509,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $140,765 and $4,693/yr in principal reduction bring total cumulative return to $230,403.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $578 | $800 |
City averages based on Littlerock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,730 |
| Total Monthly Debt Service | $2,949 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
4.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93543, Littlerock, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,189 (100%) |
| Owner Occupied HU | 2,919 (69.7%) |
| Renter Occupied HU | 1,032 (24.6%) |
| Vacant Housing Units | 238 ( 5.7%) |
| Median Home Value | $327,905 |
| Average Home Value | $360,209 |
Housing Distribution
Address Breakdown
Residential
3,696
Single Family
3,696
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
4.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93543, Littlerock, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,189 (100%) |
| Owner Occupied HU | 2,919 (69.7%) |
| Renter Occupied HU | 1,032 (24.6%) |
| Vacant Housing Units | 238 ( 5.7%) |
| Median Home Value | $327,905 |
| Average Home Value | $360,209 |
Housing Distribution
Address Breakdown
Residential
3,696
Single Family
3,696
Multi-Family
0
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Pendergast • Keller Williams Realty A.V.
Mls Name: GAVAR
Mls ID: #25007707