3040 Shields Dr APT 104EaganMN55121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3040 Shields Dr APT 104, Eagan, MN, 55121 in Eagan is a top-tier cash-flow asset. At $250,000 it produces $2,425/mo in rent and $516/mo in net monthly income, a 11.64% gross rental yield. The DSCR of 2.16 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,193. Five-year appreciation adds $69,070, driving a total cumulative return of $150,493.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.8% |
| Monthly Cash Flow | $516 | $1,850 |
City averages based on Eagan market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,425 |
| Total Monthly Debt Service | $1,462 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55121, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,019 (100%) |
| Owner Occupied HU | 1,842 (36.7%) |
| Renter Occupied HU | 2,859 (57.0%) |
| Vacant Housing Units | 318 ( 6.3%) |
| Median Home Value | $392,216 |
| Average Home Value | $399,373 |
Housing Distribution
Address Breakdown
Residential
4,823
Single Family
2,072
Multi-Family
2,751
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55121, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,019 (100%) |
| Owner Occupied HU | 1,842 (36.7%) |
| Renter Occupied HU | 2,859 (57.0%) |
| Vacant Housing Units | 318 ( 6.3%) |
| Median Home Value | $392,216 |
| Average Home Value | $399,373 |
Housing Distribution
Address Breakdown
Residential
4,823
Single Family
2,072
Multi-Family
2,751
Businesses
1,452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices