304 Shantz WayByronGA31008
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 304 Shantz Way, Byron, GA, 31008 in Byron earns a 9.25% gross yield at $311,480. Rent of $2,400/mo nets $471/mo after the $1,401/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $86,056 and $2,869/yr in equity accumulation project a total cumulative return of $148,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $471 | $250 |
City averages based on Byron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,805 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31008, Byron, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,574 (100%) |
| Owner Occupied HU | 6,638 (69.3%) |
| Renter Occupied HU | 2,055 (21.5%) |
| Vacant Housing Units | 881 ( 9.2%) |
| Median Home Value | $214,528 |
| Average Home Value | $231,469 |
Housing Distribution
Address Breakdown
Residential
8,677
Single Family
8,491
Multi-Family
186
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31008, Byron, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,574 (100%) |
| Owner Occupied HU | 6,638 (69.3%) |
| Renter Occupied HU | 2,055 (21.5%) |
| Vacant Housing Units | 881 ( 9.2%) |
| Median Home Value | $214,528 |
| Average Home Value | $231,469 |
Housing Distribution
Address Breakdown
Residential
8,677
Single Family
8,491
Multi-Family
186
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Niki Collier • SDC REALTY CENTRAL GEORGIA
Mls Name: CGMLS
Mls ID: #252532
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.