304 Ruby St, Lancaster, PA, 17603 | $849/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lancaster at 304 Ruby St, Lancaster, PA, 17603 with 5% annual appreciation on a $274,999 basis while $2,651/mo rent supports operations. Total monthly income totals $2,651/mo and a $1,346/mo payment preserves $849/mo for cash returns. Annual cash flow comes to $10,188/yr on $91,162 deployed, and return on cash invested reaches 31.08% in year one. Equity gained on principal adds $1,775/yr, and five-year appreciation sums $75,977 alongside rental yield of 11.57%. Five-year ROI measures 163.24% and total cumulative return in cash totals $148,811.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,651/mo property income versus a $1,346/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 1917

1,307 sqft lot

$N/A/sqft

No HOA