304 Mozelle CirGardendaleAL35071








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Gardendale at 304 Mozelle Cir, Gardendale, AL, 35071 with 5% annual appreciation on a $343,000 basis while $2,311/mo rent supports operations. Total monthly income totals $2,311/mo and a $1,679/mo payment preserves $375/mo for cash returns. Annual cash flow comes to $4,497/yr on $113,705 deployed, and return on cash invested reaches 23.86% in year one. Equity gained on principal adds $2,213/yr, and five-year appreciation sums $94,765 alongside rental yield of 8.09%. Five-year ROI measures 123.34% and total cumulative return in cash totals $140,244.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,311/mo property income versus a $1,679/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1970
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35071, Gardendale, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,328 (100%) |
| Owner Occupied HU | 5,434 (74.2%) |
| Renter Occupied HU | 1,483 (20.2%) |
| Vacant Housing Units | 411 ( 5.6%) |
| Median Home Value | $305,155 |
| Average Home Value | $350,290 |
Housing Distribution
Address Breakdown
Residential
7,444
Single Family
6,835
Multi-Family
609
Businesses
673
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Deborah Owen • RealtySouth Chelsea Branch
Mls Name: GALMLS
Mls ID: #21425957








