304 Margaret Ct, Bay Point, CA, 94565 | 6.71% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,608/mo, and a $3,157/mo payment. Purchase price stands at $645,000, and rental yield measures 6.71% with $3,608/mo rent. Return on cash invested shows 16.79% in year one, and 5% annual appreciation builds toward $178,202 over five years. Five-year ROI reaches 86.48% and total cumulative return in cash records $183,508. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,608/mo property income covering a $3,157/mo payment rather than investor’s personal income.

Single Family

Built in 1985

7,380 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 94565, Pittsburg, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	31,781 (100%)
Owner Occupied HU	17,563 (55.3%)
Renter Occupied HU	13,096 (41.2%)
Vacant Housing Units	1,122 ( 3.5%)
Median Home Value	$597,549
Average Home Value	$644,907