304 E Main StWoonsocketSD57385
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderRental yield 7.15%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $38,956, and $1,299/yr in principal equity projects total return of $50,309.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(51) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $835 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57385, Woonsocket, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 411 (65.6%) |
| Renter Occupied HU | 104 (16.6%) |
| Vacant Housing Units | 112 (17.9%) |
| Median Home Value | $130,288 |
| Average Home Value | $199,915 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
362
Multi-Family
29
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57385, Woonsocket, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 411 (65.6%) |
| Renter Occupied HU | 104 (16.6%) |
| Vacant Housing Units | 112 (17.9%) |
| Median Home Value | $130,288 |
| Average Home Value | $199,915 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
362
Multi-Family
29
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Don J O'Donnell • EXIT Realty Sioux Empire
Mls Name: Realtor Association of the Sioux Empire
Mls ID: #22506474