304 B St, Waterford, CA, 95386 | $47/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Waterford at 304 B St, Waterford, CA, 95386 offers $1,837/mo rent that, after a $1,415/mo payment, leaves $47/mo cash flow. Total monthly income is $1,837/mo, and annual cash flow is $564/yr on $95,804 cash. Return on cash invested measures 20.5% in year one, and rental yield stands at 7.63% at a $289,000 entry. Equity gained on principal adds $1,865/yr while 5% annual appreciation compounds into $79,845 by year five. Five-year ROI records 106.06% and total cumulative return in cash reaches $101,606. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,837/mo property income versus a $1,415/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1948

2,126 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,538 (100%)
Owner Occupied HU	2,298 (65.0%)
Renter Occupied HU	1,124 (31.8%)
Vacant Housing Units	116 ( 3.3%)
Median Home Value	$468,277
Average Home Value	$559,281