304 50th Avenue Ter WBradentonFL34207
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Bradenton rental at 304 50th Avenue Ter W, Bradenton, FL, 34207 sits in the solid-income band: 9.57% gross yield, $2,200/mo rent, $369/mo net after the $1,241/mo debt service, DSCR 1.77. Entry price of $275,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $76,226 and $2,541/yr in principal reduction bring total cumulative return to $128,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.1% |
| Monthly Cash Flow | $369 | $285 |
City averages based on Bradenton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,200 |
| Total Monthly Debt Service | $1,721 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
4,948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34207, Bradenton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,975 (100%) |
| Owner Occupied HU | 9,533 (47.7%) |
| Renter Occupied HU | 6,846 (34.3%) |
| Vacant Housing Units | 3,596 (18.0%) |
| Median Home Value | $144,995 |
| Average Home Value | $222,145 |
Housing Distribution
Address Breakdown
Residential
16,180
Single Family
13,186
Multi-Family
2,994
Businesses
756
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
4,948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34207, Bradenton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,975 (100%) |
| Owner Occupied HU | 9,533 (47.7%) |
| Renter Occupied HU | 6,846 (34.3%) |
| Vacant Housing Units | 3,596 (18.0%) |
| Median Home Value | $144,995 |
| Average Home Value | $222,145 |
Housing Distribution
Address Breakdown
Residential
16,180
Single Family
13,186
Multi-Family
2,994
Businesses
756
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices