3037 Nicholas DrVilla RicaGA30180
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3037 Nicholas Dr, Villa Rica, GA, 30180 in Villa Rica at $415,000 earns $2,668/mo in rent and nets $90/mo after the $1,866/mo payment, a 7.71% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $114,657 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $3,822/yr in principal paydown, total projected return reaches $163,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 8.0% |
| Monthly Cash Flow | $90 | $300 |
City averages based on Villa Rica market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,668 |
| Total Monthly Debt Service | $2,413 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10,580 sqft lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30180, Villa Rica, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,093 (100%) |
| Owner Occupied HU | 12,233 (71.6%) |
| Renter Occupied HU | 3,855 (22.6%) |
| Vacant Housing Units | 1,005 ( 5.9%) |
| Median Home Value | $301,333 |
| Average Home Value | $353,971 |
Housing Distribution
Address Breakdown
Residential
16,206
Single Family
15,131
Multi-Family
1,075
Businesses
1,150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10,580 sqft lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30180, Villa Rica, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,093 (100%) |
| Owner Occupied HU | 12,233 (71.6%) |
| Renter Occupied HU | 3,855 (22.6%) |
| Vacant Housing Units | 1,005 ( 5.9%) |
| Median Home Value | $301,333 |
| Average Home Value | $353,971 |
Housing Distribution
Address Breakdown
Residential
16,206
Single Family
15,131
Multi-Family
1,075
Businesses
1,150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Waggoner • EXP Realty, LLC.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7412010
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